Insurance transfers the financial risk of a life event to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events.
Our approach is designed to help secure personalized insurance protection plans that fit your individual or business purposes. This includes - but is not limited to - Life, Disability, Long-term Care, and Medicare insurance plans … as well as Retirement strategies.
This is achieved by way of a thoughtfully personalized model of care in the focus areas briefly described on this page. A simple solution for each critical piece in a life transition.
Life and Disability Insurance
Life Insurance
A way to protect your family and those who depend on you for financial support. It can provide a tax-free payout to help them carry on when you pass away — and some policies have features that can help build family assets.
Disability Insurance
Disability is more common than you may think: Roughly 5% of working Americans experience a short-term disability each year — and MOST do not originate at work. Hence, they are not covered by workers' compensation …
And a single MOMENT can change your life.
Medicare and Long-Term Care (LTC) Insurance
Medicare
There are two primary ways to get your Medicare Plan coverage: (1) Medicare Supplement Plan, and (2) Medicare Advantage Plan
Long-Term Care
“Long-Term Care” (LTC) is a term that is used to describe an array of services that are available to people with prolonged illnesses, disabilities or cognitive disorders. LTC services include health, medical, personal care, and social services. It is also an asset protection plan.
Retirement and Annuities; Get Covered New Jersey (NJ)
Planning for retirement speaks differently for everyone.
Yes, you are saving to build a nest egg for retirement. But once you stop working, how will you get a regular income on which to live?
Annuities are a retirement vehicle that can help provide a steady, guaranteed stream of income in retirement.
We work with you to design a plan that best align with your unique objective.
Get Covered New Jersey (NJ)
Get Covered NJ is the only place that you can apply for financial help to lower the cost of your monthly premiums and out-of-pocket costs for health insurance.